3. If I’m disabled and cannot work for a certain period of time, how will I be compensated for lost wages?
If you are successful in getting on to the system the Compensating Authority will calculate what were your average weekly earnings over the 52 weeks immediately preceding the date of injury. Then, for the first 52 weeks after the date of injury, you will receive 100% of this amount as income maintenance for each week in which you are totally incapacitated for work. In other weeks, where you might have partial capacity, you will receive this amount minus any income you have earned for that week in your employment.
However, after your first year of income maintenance, your payments will drop down to 80% of your average weekly earnings for the next 52 weeks, and after that, you will no longer be entitled to income maintenance. The only exception to this is if you can demonstrate that you are a seriously injured worker, which requires you to have a 30% whole person impairment arising from the injury. This is a very high threshold to meet and most people do not get to the threshold.